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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:
A) Immunizations
B) Routine physical examinations
C) Outpatient prescription vitamins
D) Hearing tests
2. Under Maryland law, the agreement between an insurance producer and insurer under which the insurance producer, for compensation, may sell, solicit, or negotiate policies issued by the insurer is defined as:
A) A license
B) An appointment
C) A certificate of authority
D) A binding agreement
3. When determining the premiums for large groups, most insurance companies use:
A) Experience rating
B) Pooled rating
C) Occupational rating
D) Area rating
4. Which of the following is NOT a mandated benefit in Maryland?
A) Treatment of mental illness
B) Hearing aids for children
C) Weight reduction programs
D) Treatment of substance abuse
5. A producer may be guilty of misrepresentation if the producer:
A) Denied a claim for failure of the policyholder to prove damages
B) Required timely written notice of loss for all claims
C) Issued a full settlement check expressly releasing the insurer
D) Failed to disclose exclusions of the policy
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: A | Question # 4 Answer: C | Question # 5 Answer: D |
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